We provide an Annual Percentage Rate (APR) and an Expected Net Return (ENR) for each deal.

Annual Percentage Rate
This is the annualized interest rate that is to be paid by the Borrower under the terms of the debt note.

Expected Net Return
This is the indicative return that Investors will receive after deducting the 20% commission payable to SmartFunding. Kindly take note that the actual net return may depend on other factors such as the occurrence of any early repayment, late repayment etc.


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