No, you will not be able to access Investors’ profiles.
We provide Investors with only as much information as judged relevant for them to appropriately assess risk, be it financial or non-financial information.
Yes, you will need to submit a new loan request for a new financing.
The applicable interest rates are determined through our thorough risk assessment in order to appropriately reward investors for the risk taken by investing in each debt security.
Yes. There is a late payment interest of 0.1% per day in addition to the standard interest during the default period.
In general, our Borrowers are companies which fulfil the following criteria: Have been operating for 1+ Years Annual Revenues of at least S$150,000 However, we may also review companies which do not meet the above criteria on a case by case basis. Please contact us for a free consultation: Email: firstname.lastname@example.orgMobile: +65 9782 7165
If your application is approved, we will extend a Letter of Offer setting out the terms of the loan, including the loan amount, tenure, interest rate etc. Once you have accepted the Letter of Offer, you may submit a formal loan request for crowdfunding on our platform. Our Investors will receive a notification of your […]
Typically, a full assessment takes two (2) working days once all documents have been received and all clarifications obtained.
Please click here to understand the fees that SmartFunding charges Borrowers.
Only approved Borrowers are able to make loan requests on our Platform. Step 1Click here and select “2. I want to seek financing”. Fill in the online application form on our website and carefully read and agree to the Borrowers Terms and Conditions before proceeding. You will receive a verification email from us. Verify your email by […]