Please click here to understand the fees that SmartFunding charges Borrowers.
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How do I apply for a loan?
Only approved Borrowers are able to make loan requests on our Platform. Step 1Click here and select “2. I want to seek financing”. Fill in the online application form on our website and carefully read and agree to the Borrowers Terms and Conditions before proceeding. You will receive a verification email from us. Verify your email by […]
What is Investor Wallet?
The Investor Wallet is a virtual account on our website that shows the Investor’s total funds currently not invested – in other words, the Investor’s ready-to-be-investment amount currently available.
What is SmartFunding?
We are a fintech (finance technology) company—licensed and regulated by the Monetary Authority of Singapore (MAS) with a license in dealing in securities and investment advisory—that offers an online financing platform connecting Investors and Borrowers. Investors use our platform to gain attractive returns by financing SME projects, while borrowers use our platform to gain fast, […]
Is there a maximum amount I can put in my investor wallet?
There is no maximum amount Investors can top up. However, Investors should be aware that uninvested funds in their Investor Wallet will not earn them any interest.
How do I apply to become an Investor?
To become an Investor at SmartFunding, you must be aged 21 or above. The application is simple: Click here and select “1. I want to Invest”. Fill in the online application form on our website. You will receive a verification email from us. Verify your email by clicking “Activate my account”. Then, upload the following documents: a […]
How do I withdraw from my investor wallet?
To withdraw from your investor wallet, click on your name on your investor dashboard and click “withdrawal.” Select the amount you would like to withdraw based on your wallet balance and select your method of transfer. (Do note that it will take between 3 and 5 business days to process your withdrawal request. Additionally, it […]
How can I transfer money to my Investor Wallet from a bank account outside of Singapore?
Investors residing outside of Singapore are able to invest on our platform, subject to certain country restrictions and the requirement to provide sufficient documentation for identity verification purposes. When making a bank transfer to SmartFunding’s bank account, please note the following: Deposit of Funds The Investor has to bear all the transaction fees, including any […]
Do you provide detailed background information on each deal? Will I have information on the borrower?
We provide a comprehensive set of information on each deal. Investors that are registered and logged in to our platform will be able to view a loan sheet for each deal that can help them make their own investment decision before deciding whether to invest or not.
What is a loan sheet?
We prepare a loan sheet which discloses, among others, the following information for each deal on the Platform: The amount of financing sought by the Borrower; The repayment schedule; The applicable interest rates; All fees payable by Borrower and Investors; and Other information about the Borrower.