What is SmartFunding?

We are a fintech (finance technology) company—licensed and regulated by the Monetary Authority of Singapore (MAS) with a license in dealing in securities and investment advisory—that offers an online financing platform connecting Investors and Borrowers. Investors use our platform to gain attractive returns by financing SME projects, while borrowers use our platform to gain fast, […]

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How do I know that my non-invested capital is safe with SmartFunding?

In compliance with the MAS regulatory requirement, Smartfunding has created a Client Money Account (CMA) with DBS bank for monies transferred by our Investors and Borrowers.  The CMA account is set up such that all monies deposited in the CMA account is held on trust by Smartfunding for our clients, and monies held in the […]

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What is a Client Money Account agent? Why is it necessary?

A Client Money Account (CMA) is an account opened by a financial intermediary firm to hold money that belongs to its clients. In compliance with the MAS regulatory requirement, Smartfuding have created a Client Money Account (CMA) with DBS bank for monies transferred by our Investors and Borrowers.  Having a CMA account effectively ensures that […]

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What happens if SmartFunding goes bankrupt?

SmartFunding has in place the following arrangements to protect Investors: Client Money Account (CMA) In compliance with the MAS regulatory requirement, we have created a Client Money Account (CMA) with DBS bank for monies transferred by our Investors and Borrowers.  If SmartFunding must cease its operations, monies held in the CMA account will not be […]

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