We are a fintech (finance technology) company—licensed and regulated by the Monetary Authority of Singapore (MAS) with a license in dealing in securities and investment advisory—that offers an online financing platform connecting Investors and Borrowers. Investors use our platform to gain attractive returns by financing SME projects, while borrowers use our platform to gain fast, […]
Yes, as a Capital Market Services (CMS) License holder, SmartFunding is licensed by the Monetary Authority of Singapore (MAS) to conduct the regulated activity of dealing in securities and investment advisory.
We have partnered with an Escrow Agent, Vistra, a licensed trust company regulated by the Monetary Authority of Singapore (MAS) and created an Escrow account for monies transferred by our Investors and Borrowers. Vistra is ranked among the top three corporate service providers globally.
Our Escrow agent, Vistra, is a licensed trust company regulated by the Monetary Authority of Singapore (MAS). They act as a middleman to receive, hold, and disburse monies for the transacting parties (i.e., the Investor, Borrower and SmartFunding) based on the predetermined contractual conditions agreed upon by the transacting parties. Having an escrow agent helps […]
SmartFunding acts as a platform that matches Borrowers with Investors. This role involves the following: Pooling of multiple Investors Credit assessment of Borrowers Legal servicing and facilitation of transactions Fund disbursement and monthly repayments collection Bad debt resolution
SmartFunding has in place the following arrangements to protect Investors: Escrow Account We have partnered with Vistra and created an Escrow account for monies transferred by our Investors and Borrowers. If SmartFunding must cease its operations, monies held in the Escrow account will not be liable to payments owed by SmartFunding. This also ensures that deposits made […]